Whether it’s a financial topic related to the industry, a current event, or an emerging trend, you can read about it here! If there is a subject you'd like us to cover, please feel free to share it by submitting a request directly here or via our email address: email@example.com.
In the meantime, keep checking-in on our team's latest blog post. If you've missed some of our older posts, simply click on "Show All" at the bottom of this page. We’re glad to know that you're reading along and keeping yourself informed.
Financial Planning: Helping You See The Big Picture
A comprehensive financial plan serves as a framework for organizing the pieces of your financial picture. With a financial plan in place, you'll be better able to focus on your goals and understand what it ...Read More
Saving for College and Retirement
You've run the numbers on both your anticipated retirement and college expenses, and you've come up short. The numbers say you won't be able to afford to educate your children and retire with the lifestyle you expected based on...Read More
Should I take Social Security benefits early?
Yes, you can elect to receive retirement benefits early As you approach retirement, you must decide when to start receiving your Social Security retirement benefits. You may elect to start receiving Social Security retirement benefits...Read More
Protection Planning: Using Long-Term Care Insurance (LTC)
What is it Long-term care insurance (LTCI)? In return for your payment of premiums, a long-term care insurance (LTCI) policy will pay a selected dollar amount per day (for a selected period of time) for your skilled, intermediate, or...Read More
Roth IRA Conversion: Should you do it?
Anyone can convert a traditional IRA to a Roth IRA in 2019. There are no income limits, or restrictions based on your tax filing status. You generally have to include the amount you convert in your gross income for the year of...Read More
Unique challenges facing women
Women tend to have a unique set of challenges when it comes to long term financial planning and retirement. Balancing work place and family life responsibilities can be exceptionally difficult.Read More
Annual List of Tax Scams 2019
The IRS issued its annual list of tax scams for 2019. As tax filling season is winding down, we thought it would be relevant to list the various scams that taxpayers may encounter. Here are some of the scams that are highlighted on...Read More
10 years until retirement: Things to consider
If you're a decade or so away from retirement, you've probably spent at least some time thinking about this major life change. How will you manage the transition? Will you travel, take up a new sport or hobby, or spend more time with...Read More
New Team Member: Pete Berneburg
I would like to welcome the newest member to our team, Pete Berneburg. Pete has over 20 years experience in the financial services industry and brings a wealth of knowledge. For over a decade, he is known by the team, as an individual...Read More
Best Practices against Identity Theft
Massive computer hacks and data breaches are now common occurrences — an unfortunate consequence of living in a digital world. Once identity thieves have your information, they can use it to gain access to your bank and credit...Read More
What is a "Stretch IRA"?
The term "stretch IRA" has become a popular way to refer to an IRA (either traditional or Roth) with provisions that make it easier to "stretch out" the time that funds can stay in your IRA after your death, even over several...Read More
What does it mean to be a CFP® professional?
Many clients have wondered what the designation, CFP®, next to my name means or may have seen it somewhere, next to another advisor's name. Some may not know what it is designating or why certain advisors would choose to have it. In this...Read More
Key Estate Documents You Need
Leaving a proper legacy behind for your beneficiaries and/or favorites charities will usually take some preparations and the involvement from your legal, tax, and financial professional. Part of this Estate Planning process is knowing...Read More
FAQ about IRAs in 2019
It is a New Year and tax filings for 2018 are just around the corner. Some of you may have questions about possibly contributing to your current IRA or perhaps starting a new one for Tax Year 2018 (deadline for filing on Monday April...Read More
Overlooked Tax Deductions
Who among us wants to pay the IRS more taxes than we have to?¹ While few may raise their hands, Americans regularly overpay because they fail to take tax deductions for which they are eligible. Let’s take a quick look at...Read More
How did your personal finance fare this year?
As we are nearing the end of the year, have you started on your financial review? If you don't know what happened to your money during the past year, it's time to find out! December & January are the perfect months to look back at...Read More
Long Term Care Insurance & other alternatives
Recently, I was speaking with one of my client and the subject of Long Term Care Insurance came up. Here are some of the topics I raised about it: Who needs it and Why? The longer you live, the greater the chances you'll need some...Read More
Top 10 Year End Tax Tips for 2018
Between now and the end of 2018, here are 10 things I believe you should consider about your taxes: 1. Set aside time to plan Effective planning requires that you have a good understanding of your current tax situation, as well as a...Read More
Why is the market volatile?
Until early 2018, stocks were enjoying their longest period without a five percent pullback in nearly 90 years.1,2 But in early February, that calm came to a sudden and decisive end, as the Standard & Poor’s 500 Index fell more...Read More
Important Birthdays After 50
Most children stop being “and-a-half” somewhere around age 12. Kids add “and-a-half“ to make sure everyone knows they’re closer to the next age than the last. When you are older, “and-a-half”...Read More
A Penny Saved Is Two Pennies Earned
A penny saved is two pennies earned - Finding ways to manage expenses is one of the cornerstones of a sound financial strategy. Here are some simple and inexpensive energy-saving tips that may help you save money: Audit First… To...Read More
Revising Your Estate Strategies
When the rules of the game change, tactics should follow in response to the new landscape. While estate tax exemptions have ridden an uncertain roller coaster in recent years, the rules appear to be stabilizing with the passing of the...Read More